Financing Options

100% Financing

You may have heard that the days of 100% financing are over. Not so! Because Lauren Pines is classified as a rural community, all homes qualify for true 100% financing options through the federally guaranteed USDA loan program. Haven’t heard of a USDA loan? You’re not alone, but many local lenders are approved USDA lenders who are ready to work with you. Odds are good that you may qualify and if you do, you may even be able to roll your closing costs into the loan! Under this special program there are no PMI payments as with conventional loans, meaning your monthly payments will be lower.